Our Services
Here’s how we make Dream Houses possible
I’m Babak and I’ve been advising clients for over 20 years to find the perfect mortgage loan for their situation. I work with you to simplify the process, ensuring that you have a clear understanding of what all your options are. With my knowledge and expertise, I make the mortgage process easier than ever before. Making sure that you’re not just working with a bank but a qualified expert who can help keep things simple for you.
Conventional Loans
For many homeowners, conventional mortgages are the best option because they offer lower costs than other popular loan types. A conventional mortgage might be right for you if you have a high enough credit score and a large enough down payment.
Conventional Loans
For many homeowners, conventional mortgages are the best option because they offer lower costs than other popular loan types. A conventional mortgage might be right for you if you have a high enough credit score and a large enough down payment.
Refinancing
A conventional refinance is simply a loan used to refinance or replace an existing mortgage. With a conventional refinance, you get great rates, lower costs, and more flexibility than other refinance loan types. An advantage of refinancing is the ability to possibly reduce your current home loan rate.
Cash Out Refinancing
Cash-out refinancing allows you to take advantage of the equity you’ve built up in your home. You can access the equity for debt consolidation, home improvements or whatever needs you may have.
Cash Out Refinancing
Cash-out refinancing replaces your current home loan with a bigger mortgage, allowing you to take advantage of the equity you’ve built up and access the difference between the two mortgages (your current one and the new one) in cash.
FHA Loans
An FHA or Federal Housing Administration loan is a government-backed mortgage. The FHA home loan program has low credit score and low down payment requirements, which makes it especially attractive to first-time buyers.
VA Loans
VA loans are home loans offered and backed by the US Department of Veterans Affairs (VA) (formally Veterans Administration). Veterans, service members, and surviving spouses can get VA loans with little to no down payment and no private mortgage insurance, and they typically have a competitive interest rate.
VA Loans
VA loans are home loans offered and backed by the US Department of Veterans Affairs (VA) (formally Veterans Administration). Veterans, service members, and surviving spouses can get VA loans with little to no down payment and no private mortgage insurance, and they typically have a competitive interest rate.
Non QM Loans
A Non QM Loan mortgage is a mortgage that is reserved for self employed people for a variety of reasons that fall out of normal financing rules. This type of loan comes with a slightly higher rate based on credit risk, self employment history and other factors.